My Charlotte Team - RE/MAX Executive Lenders

Atlantic Bay Mortgage Group

  • NameJosh Hedspeth
  • Phone704-488-7777
  • Fax877-792-8203
  • Get Started

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NMLS #185200

Easy-going and unpretentious, Joshua Hedspeth is known among his clients and industry professionals for always doing what he says he will do. Licensed in North Carolina and South Carolina, he is experienced in VA, USDA Conventional and FHA loans.

Joshua Hedspeth has been working in the mortgage industry for six years. Honest, ethical and dependable, he says, “All my business comes from referrals so I am driven to maintain both client and industry professional relationships. I treat everyone fairly, stick to my word and make everybody happy along the way.”

Josh says, “I like to meet with clients face to face and go through the entire loan package from start to finish. I show them all the different options they have available and compare them to my proposal. We also discuss the timeframe and what they can expect during the mortgage process.”

Featured real estate company is not a mortgage lender and so you should contact Atlantic Bay Mortgage Group, L.L.C. directly to learn about its products and your eligibility for such products. The featured lender has an affiliated business relationship with the featured real estate agent. You are under no obligation to use the featured lender for financing. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 ( is an Equal Opportunity Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

About Karin Hull

33 years of Experience in Real Estate

Having a 22 year background in the Home Building industry and 14 years with RE/MAX, Karin has a strong knowledge of construction, marketing and customer service. Her 80% rate of referral and repeat business is a testament to how well she cares for her clients throughout the process and after the sale. A home is one of the greatest investments a Buyer can make, whether a $100,000 first home or $1M plus luxury home, she strives to provide the same care and level of service across the spectrum of clients. Karin consistently receives recognition for being a leader in her field. She is a 2017 recipient of REAL TRENDS Top 500 Realtor based on Transaction Volume and Platinum Club Recognition. She is TEAM LEADER for the My Charlotte Team.


Strong Negotiation Skills - to assist you in acquiring a home at the best price and terms NEW Home Buyer Advocacy - to assist you every step of the way with price negotiation, Builder Meetings including Builder Orientation and Closing Selling - Putting your Home in the Best Light to Achieve the Highest possible Price in today's Market Rush Hour and Weekend Open Houses - to bring your Home the Highest Visibility and have 'Facetime' with prospective Buyers for Real Time feedback Team Support


- New Construction - Resales - Investment Property - Land - Multi-Family - Luxury Property - Retirement Property - Military Friendly


-RE/MAX Hall of Fame, Hall of Fame recognizes Associates who've earned more than $1 million in gross commissions with RE/MAX. There is no length-of-affiliation requirement.-1/1/2017
-Lifetime Achievement,Lifetime Achievement recognizes Associates who've earned more than $3 million in gross commissions with RE/MAX and completed seven years with the network. To be eligible this year, Associates must complete the full seven years by Dec. 31.-1/1/2018
-Five Star Professional,Five Star Professional recognizes the top 3% of the Professional REALTORs in their Market for Excellence in Customer Service and Sales Volume. Karin has received this award for 9 consecutive years.-9/1/2018
-REAL TRENDS TOP 500,REAL Trends TOP 500 Recognition in 2017, Top RE/MAX Executive Agent and #112 Agent in North Carolina for greatest number of Transaction Sides-1/1/2018


-Bachelor of Science, Broadcast Journalism-S.I. Newhouse School of Public Communications, Syracuse University


Golf, Downhill Skiing, Figure Skating, Travel and Fitness. I am a devoted NAVY and SU Lacrosse Fan, Marine Corps Mom, Crazy about my Kids, Crazy about my Labs.

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